What’s in the Pipes
Introducing the newest segment of the Refined by FIRE saga, Book Reviews! I am a huge advocate of continuous learning and personal development. One of the best ways to do that is through reading. But what to read?
Author: Mr. Refined
What is Financial Hack Stacking? And How Do I Use it to Build Wealth?
Mail Call This post is brought to you thanks to reader Kostas with the following comment:…Can you please expand or share some resources on the “financial hack stacking” Mr. Refined…? Thanks Kostas, there is...
A Middle-Class American Works 3 Months Each Year for Income Tax
The simple math showing how much of your income government keeps and how to prevent them from running off with 3 months’ worth of your hard-earned income.
Taxes Oh Man, Boring! Why Should I Care?
The average American spends about $859,208 dollars on taxes in their lifetime. But there are ways to keep most of that for yourself. Wait, go back, just shy of 860k?! That is far too...
Pillar I: Tax Optimization
Pillar I: Tax Optimization (38% of the marginal median American gross income) Many people believe they fall into a set, fixed, infallible, unmovable tax bracket based on their income level. While that is what...
12 Ways I Saved 13k’s… from My Expenses Last Year
Telling people I saved $13,359 cutting expenses over the year and everyone asks “Wait, what, how did you do that?” Shop your reoccurring expenses. Be critical if you really need them. Spend on experiences, not things. And never underestimate the power of the aggregation of marginal gains.
How to React to a Stock Market Crash
The market has plummeted. A bear market recession is defined as more than 20% decline in stock prices. Will we get there and what should I do about my portfolio?
Christmas Gifts on a FIRE Budget
How to give more memorable gifts without emptying the wallet. A few helpful stratagies to make Christmas gifts more memerable than the Christmas budget.
