Refined By FIRE Blog

The Story of the Mexican Fisherman 0

The Story of the Mexican Fisherman

A few years ago, I heard an allegory that has really stuck with me on my journey towards financial independence. It has helped me turn down a few opportunities that may have been profitable but distracting toward my goal. It reminds us that money is not the goal but rather the obstacle between us and the true goal.

Be Do Have: The Mindset of the Wealthy 0

Be, Do, Have: The Mindset of the Wealthy

It is not what we do in our 9-5 lives that differentiates our results from the masses but rather what we do form 5-9 that differentiates us and sets up on a trajectory for success.

The Hope and Simple Math of Extremely Early Retirement 8

The Hope and Simple Math of Extremely Early Retirement

What if I told you that you could retire early, extremely early? What if I told you
the simple “how to” mechanics of growing enough wealth to become financially independent and retire extremely early.

Chad "Coach" Carson & Mr. Refined - How to Retire Early with Real Estate 1

Book Review How to Retire Early with Real Estate

Have you ever felt that real estate investing is only for those golf club members that like to lounge around the country club and compare horror stories of renters? You know the country club...

What's in the Pipes: Book Reviews 0

What’s in the Pipes

Introducing the newest segment of the Refined by FIRE saga, Book Reviews! I am a huge advocate of continuous learning and personal development. One of the best ways to do that is through reading. But what to read?

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What is Financial Hack Stacking? And How Do I Use it to Build Wealth?

Mail Call This post is brought to you thanks to reader Kostas with the following comment:…Can you please expand or share some resources on the “financial hack stacking” Mr. Refined…? Thanks Kostas, there is...

Tax Collector - A Middle-Class American Works 3 Months Each Year for Income Tax 7

A Middle-Class American Works 3 Months Each Year for Income Tax

The simple math showing how much of your income government keeps and how to prevent them from running off with 3 months’ worth of your hard-earned income.

Taxes Oh Man, Boring! Why Should I Care? 2

Taxes Oh Man, Boring! Why Should I Care?

The average American spends about $859,208 dollars on taxes in their lifetime. But there are ways to keep most of that for yourself. Wait, go back, just shy of 860k?! That is far too...

Pillar I: Tax Optimization 2

Pillar I: Tax Optimization

Pillar I: Tax Optimization (38% of the marginal median American gross income) Many people believe they fall into a set, fixed, infallible, unmovable tax bracket based on their income level. While that is what...

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12 Ways I Saved 13k’s… from My Expenses Last Year

Telling people I saved $13,359 cutting expenses over the year and everyone asks “Wait, what, how did you do that?” Shop your reoccurring expenses. Be critical if you really need them. Spend on experiences, not things. And never underestimate the power of the aggregation of marginal gains.